CRITICAL SEVERITYFinancial

Insurance Office of America Data Breach

Insurance Office of America Brokerage Breach (2025): 144K Client SSN & Contact Records Exposed

Insurance brokerage and risk management services firm.

Verified by ObscureIQ Intelligence

8.0Severity
144KRecords
4Fields
2025Year

ObscureIQ Breach Intelligence Scores
12.0
Breach Risk Index
25
Data Value
40
Market Recency
214
days
Since Breach

Risk Interpretation

High risk of identity theft, insurance fraud, claims impersonation, and financially themed phishing. Brokerage data can also reveal corporate insurance relationships and personal risk profiles.

🎯 Impact & Downstream Threats

Direct institutional cost to IOA is mounting. The company faces multistate attorney-general filings, a class-action litigation pipeline, and the operational burden of customer notification six months after the underlying intrusion. The lengthy gap between incident discovery and public notification has drawn critical commentary, particularly because the Daixin Team had publicly claimed the attack within days. IOA has engaged outside cybersecurity counsel and is offering credit monitoring services

Primary downstream threats:
  • Identity theft and synthetic identity construction using government-issued IDs
  • SIM swap attacks where phone numbers are present
  • Targeted phishing campaigns using exposed email addresses

🔓 Threat Vectors

Phishing, credential stuffing & account takeover
Name-based social engineering
SIM swapping, vishing & SMS phishing
Full identity theft & synthetic identity fraud

📋 Breach Intelligence

EntityInsurance Office of America
OrganizationPrivate Company • USA
Breach Date2025-09-15
Disclosure2026-01-16
DBC Added2025-09-25
Added Date2025-09-25
Records~144K (144,034 records)
Attack VectorUnknown
Threat ActorDaixin Team
Data SubjectsCustomer: Direct
Breach PathwayDirect
SourceDataBreach.com / ObscureIQ
SensitivityStandard
CA Reported2026-01-16
Breach ID701.0
StatusConfirmed

📝 Executive Summary

Insurance Office of America, one of the largest privately held independent U.S. insurance brokerages, suffered a cybersecurity incident between June 25 and June 30, 2025. The company identified the unauthorized access on June 30 and engaged external cybersecurity specialists to investigate. The Daixin Team, a ransomware and extortion group active since 2022, claimed responsibility on a dark-web leak site on July 2, 2025, asserting it had obtained more than 100,000 internal documents.\n\nThe breach was formally disclosed to multiple state attorneys general beginning January 16, 2026, more than six months after the original intrusion. Have I Been Pwned and other breach-tracking services index approximately 144,000 records, while IOA's internal estimates initially put the affected population at around 12,900 individuals. Compromised fields include names, email addresses, phone numbers, and Social Security numbers. As an insurance brokerage handling commercial and individual client policies, IOA's records also include employer relationships and policy details, although those broader categories were not specifically named in the public disclosure.\n\nFor affected individuals, the practical risk is concentrated in identity-fraud and insurance-themed phishing scenarios. The combination of name, phone number, and Social Security number is a strong base for fraudulent credit applications, tax-return fraud, and identity-verification bypass. Insurance-specific scams referencing real coverage, policy numbers, or employer benefits programs are a particular concern given the brokerage context. Affected individuals should accept the credit monitoring offered by IOA, freeze credit at all three U.S. bureaus, monitor financial accounts closely, and remain alert to unsolicited messages purporting to come from IOA, current or former employers' benefits programs, or insurance carriers.

🏢 About Insurance Office of America

Insurance Office of America (IOA) is one of the largest privately held independent insurance brokerage and risk-management firms in the United States. Founded in 1988 and headquartered in Longwood, Florida, the company provides insurance placement and advisory services to commercial and personal clients, including risk assessment, claims advocacy, and employee benefits programs. Operating offices in dozens of locations nationwide, IOA serves a wide spectrum of clients ranging from small businesses to large enterprises and high-net-worth individuals. As an insurance broker, the firm collects identity, employer, financial, claims, and beneficiary records as part of routine policy placement and administration workflows.

Financial institution | Insurance brokerage services | Risk and insurance advisory firm | USA
Private CompanyUSAioausa.com

🗂 Why They Hold Your Data

Insurance brokerages collect identity, policy, claims, contact, financial, and employer-linked records across advisory, placement, and client-service workflows.

📰 Recent Developments

IOA discovered the breach on June 30, 2025 and engaged external cybersecurity experts to investigate and contain the intrusion. The company filed formal breach disclosures with multiple state attorneys general including those of California, Maine, Massachusetts, New Hampshire, and Texas in mid-January 2026, roughly six and a half months after the original incident, and began written notifications to affected individuals on the same date. The Daixin Team, a ransomware and extortion group active since 2022, claimed responsibility on the dark web on July 2, 2025. U.S. plaintiff law firms began organizing class-action investigations following the January 2026 disclosures. IOA is offering free credit monitoring to affected individuals.

🔍 Data Points Exposed

4 verified field types:
Social Security Number
Email
Phone Number
Name

Exposure Categories

CredentialsSSN

Canonical Fields

email_address, full_name, phone_number, ssn

🌐 Dark Web Verification

Confirmed
  • Dataset containing ~144K records identified in breach intelligence sources
  • Data indexed and searchable across breach notification platforms
  • Source: ioausa-2025

🛡 Recommended Actions

⚠️ Do not assume this is low sensitivity.

1Freeze Your Credit
Place a credit freeze with Equifax, Experian, and TransUnion.
2Expect Targeted Phishing
Watch for emails referencing this breach. Verify through official channels.
3Enable MFA Everywhere
Enable multi-factor authentication on all accounts.
4Monitor Accounts
Watch for unauthorized activity on financial and personal accounts.
5Check Your Exposure
ObscureIQ clients: this breach is indexed in your profile.

Protect Yourself

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If you are:
  • A public-facing individual
  • A high-profile executive
  • A customer of Insurance Office of America
  • Or concerned about credential reuse
Services
AuditsWipesThreat MonitoringTraining

Classification Tags

FinancialEmailPhone

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