What Is Credit Monitoring? And Do I Want It? (Answer: Not Really)
Every time there’s a major data breach, companies scramble to offer “free” credit monitoring. It sounds like a responsible move. It sounds protective. It isn’t. Here’s what they don’t tell you: Companies pay just $1–$10 per person to offer it. Fewer than 10% of people even sign up! Those who do often get funneled into…