New American Funding Data Breach
Status: Confirmed
Breach Intelligence Summary
Entity: New American Funding · Actor: Unknown · Source: DataBreach.com / ObscureIQ intelligence
Attack: Ransomware via Phishing
Timeline: Breach (Jul, 2025) · Reported (Sep, 2025) · Leak (Sep, 2025)
Exposure: 38K+ records · Social Security Number, Email, Phone Number, Name
Status: Confirmed · Risk: High (Identity theft + Phishing / SIM swap)
Summary
New American Funding Breach: Vendor Hack Exposes Up to 50K Borrowers TUSTIN CA – New American Funding a nationwide mortgage lender is facing the consequences of a vendor breach that may have exposed sensitive borrower data. Our analysis shows that between 30 000 and 50 000 individuals are impacted with 38 200 phone numbers , 26 800 email addresses and 10 800 Social Security numbers appearing in the compromised dataset.
What Happened? On June 6 2025 New American Funding was notified that Mobile Notary Zone (MNZ) – a third-party vendor that provided notary services for loan closings – had suffered a data security incident. An unauthorized actor accessed MNZ’s systems and exfiltrated consumer information tied to mortgage closing documents. New American Funding emphasized that its own internal systems were not breached but terminated its relationship with MNZ and launched a forensic investigation with external cybersecurity experts. No ransomware group has claimed responsibility to date, leaving the attack unattributed.
Who Is Impacted? The breached data is linked to closing packages processed through MNZ. Based on official disclosures and our dataset parse the following information was exposed:
Names addresses dates of birth Social Security numbers (10 800 unique SSNs) Emails (26 800) and phone numbers (38 200) Financial information from closing documents
This means borrowers co-borrowers and guarantors on mortgage loans handled through NAF may be affected.
June 6 2025 – Suspicious activity detected; NAF notified of vendor breach. July 11 2025 – NAF files with the California Attorney General and begins mailing notices to consumers. July 11 2025 – Washington AG confirms 1 991 state residents affected; NAF reports terminating MNZ relationship and notifying law enforcement/federal regulators. July-August 2025, – Plaintiff firms begin advertising class-action investigations.
What Is Being Done?, New American Funding says it:
Terminated its vendor relationship with MNZ. Notified law enforcement and regulators (including state AGs). Began mailing notices to affected individuals in July 2025. Is offering credit monitoring and identity protection services .
What You Can Do, If you had a loan or closing handled by New American Funding:
Check your mail for a breach notice letter. Enroll in the free credit monitoring offered. Place a credit freeze or fraud alert with Equifax Experian and TransUnion. Monitor your accounts and mortgage statements for unauthorized activity. Watch for phishing attempts, – attackers may impersonate mortgage lenders or insurers.
About New American Funding
New American Funding is the organization affected by this breach. User data may have been generated through account creation, service usage, or business operations.
If you have interacted with New American Funding in any capacity, your data may be included in this breach.
Threat Actor: Unknown
The threat actor responsible for this breach has not been publicly identified or confirmed at this time.
- Phishing
Breach Exploitation Status
High
Status
Detected
Possible
Detected
Possible
Unknown
Indefinite (critical identifiers)
SSNs and government IDs never expire. This data can be used for identity theft years or decades after exposure.
Data Points Exposed
Dark Web Verification
Status: Confirmed
- Dataset containing approximately 38K+ records has been identified in breach intelligence sources.
- The data is indexed and searchable across breach notification platforms.
Impact
This breach carries high risk due to the nature of exposed data fields and the scale of affected records.
- Targeted phishing referencing New American Funding accounts or services
- Identity theft using exposed Social Security Numbers
- SIM-swap attempts where phone numbers are present
- Data broker enrichment and resale
Recommendations for Impacted Individuals
If you believe your information may be included:
Non-clients may request a breach impact review.
New American Funding account updates
Password reset requests
Verify directly through official channels.
Email compromise is often the first pivot point.
Frequently Asked Questions
In Jul, 2025, New American Funding experienced a data breach that resulted in the exposure of approximately 38K+ records containing personal information.
The exposed data includes Social Security Number, Email, Phone Number, Name.
Approximately 38K+ records were affected based on current breach intelligence.
Yes. This breach is treated as confirmed based on data observed in breach intelligence platforms.
Data circulation has been detected across breach-sharing channels. Downstream exploitation risk exists based on the nature of the exposed fields.
Rotate passwords associated with New American Funding, enable multi-factor authentication on email and financial accounts, and monitor for suspicious activity.
Protect Yourself
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High-Risk? Get an Exposure Audit
Executives, public figures, and high-net-worth individuals face elevated risk. Our team provides full-spectrum exposure audits and threat monitoring.
Corporate Accountability
Organizations that collect personal data have a duty to implement reasonable safeguards and to notify affected individuals when breaches occur.
Scope assessments may evolve as investigations continue. Users should not rely solely on early estimates when making risk decisions.
ObscureIQ Advisory
We combine proprietary dark web access with commercial and restricted breach intelligence to verify exposure and assess real-world risk.
- A public-facing individual
- A high-profile executive
- A customer of New American Funding
- Or simply concerned about credential reuse
We can confirm whether your information is circulating and evaluate downstream threat vectors.
